Some people argue that Mr. Money Mustache’s life seems like a smooth ride—one without setbacks or mistakes. “He’s had a privileged life, where nothing ever went wrong!” they say. But that’s not true at all. While I generally focus on the positive, let me share with you one of the biggest mistakes I’ve ever made, … Read more
Last year, I decided to calculate how many hours I actually worked. The busiest period for me was in November and December when I was focused on renovating a rental house. At the time, it felt like I was working endlessly—five days a week, dedicating every available hour. I was designing, cutting, smashing, building, tiling, … Read more
Let’s wrap up the story of the Foreclosure Project with a detailed review of the final numbers and some incredible before-and-after photos! In the last update, I shared how we raced to finish the house in time for its new tenants to move in late December. While I provided some preliminary details, many of you … Read more
Welcome back to another Reader Case Study! It’s been a while since we tackled one of these, and I almost forgot how much I enjoy them. Why the hiatus, you ask? Well, a minor technical hiccup meant my MMM contact email wasn’t forwarding messages for weeks. I assumed the questions had simply stopped. Turns out, … Read more
Lately, I’ve noticed a growing trend among financial bloggers: maximizing rewards credit cards for serious gains. The game involves signing up for high-reward cards, collecting lucrative bonuses, strategically using the best ones, and canceling the rest. My Journey with Rewards Cards I’ve been familiar with cash-back cards for a while. Between 1999 and 2006, I … Read more
You might have noticed a new addition to the top of the web page—a little something called the ¡Random! button. Curious what it does? This handy feature, crafted by none other than our resident tech genius, Mrs. Money Mustache, is your new gateway to randomness and nostalgia. Thanks, Mrs. M! Why the ¡Random! Button? With … Read more
Imagine a slightly toned-down version of Mr. Money Mustache—one with less profanity, a bit more moderation in frugality, and a home base in Western Canada instead of the U.S. Who would that be? Meet Timothy Stobbs, the author of Canadian Dream: Free at 45 and the accompanying book, Free at 45: How to Retire Early … Read more
If Mustachianism could be summed up in one word, it would be control. Most people arrive at this philosophy feeling overwhelmed by a lifetime of surrendering to the storms of unchecked consumerism. They feel their happiness, wealth, and even health are dictated by external forces—politicians, corporations, or economic circumstances. And to some extent, they’re right. … Read more
This post reveals how you can achieve financial independence and retire in as little as ten years. Here at Mr. Money Mustache, we delve into topics like investment fundamentals, money-saving lifestyle changes, entrepreneurial strategies for boosting income, and philosophies that turn these changes into empowering opportunities rather than sacrifices. With endless retirement calculators, advice from … Read more
Hi there! If we haven’t crossed paths before, allow me to introduce myself. I’m Mr. Money Mustache, a self-proclaimed financial magician who, along with my lovely wife, retired at the age of 30 to start a family and embrace a fulfilling life. We achieved this without lottery winnings or Silicon Valley buyouts—just two regular salaries … Read more
