hasnainmehdi1172@gmail.com When you read a title like “How to Travel the U.S. for Free,” it’s natural to approach it with some skepticism. But bear with me—if this concept is new to you, you might be pleasantly surprised. Over the past five years, we’ve enjoyed 161 hotel nights and over 100 flights across the U.S.—and all for … Read more
I can vividly recall the moment it hit me. I was standing in a field—a construction site for a new phase in our subdivision—when I felt a profound message resonate in my heart. This space, while technically a construction zone, had become a serene retreat for me. Nestled high on a hill, it was a … Read more
👋 Hello! Welcome to this post where I share the money tools and apps I rely on. From credit cards to budgeting software to investing, I’ve compiled everything you need in one convenient place. Disclaimer: SeedTime Money has partnered with CardRatings for our coverage of credit card products. SeedTime Money and CardRatings may earn commissions … Read more
About the Series… When the topic of money management comes up, discussions often focus on tactics. Sometimes, the conversation will shift to strategy, but a critical component is typically overlooked—a broader perspective on enhancing our thinking and decision-making skills. In this series, I aim to introduce first principles thinking into discussions about money. Welcome to … Read more
About the Series… When the topic of money management comes up, discussions often focus on tactics. Sometimes, the conversation will shift to strategy, but a critical component is typically overlooked—a broader perspective on enhancing our thinking and decision-making skills. In this series, I aim to introduce first principles thinking into discussions about money. Welcome to … Read more
The essence of financial independence is that your passive income—usually generated through investments—is sufficient to sustain your lifestyle. But how do we define “enough”? Enough for what exactly? Many people instinctively quantify “enough” based on their current lifestyle. For example, a couple in their late twenties with a child might say, “We live in San … Read more
About the Series… When the topic of money management arises, conversations often revolve around tactics. Occasionally, the focus shifts to strategies, but what’s frequently missing in both discussions is a broader approach to enhancing our thinking and decision-making capabilities. This series aims to incorporate first principles thinking into conversations about money. Welcome to the first … Read more
About the Series… When people discuss money management, they often focus on tactics. Sometimes, the conversation elevates to strategy, but what’s often overlooked is a broader perspective on how to enhance our thinking and decision-making skills. This series aims to incorporate first principles thinking into discussions about money. Welcome to the first post! In this … Read more
We’ve grown accustomed to an upward-trending market. Since 2009, this bullish run faced a brief hiccup in March 2020, but it quickly regained momentum. Overall, the past 15 years have largely favored stock increases. Are we perhaps getting too comfortable with these positive trends? Is there a possibility we’re deluding ourselves into thinking this growth … Read more
Thinking about diving into rental property investment but are held back by the fear of making a disastrous financial mistake? You’re not alone. Many beginners worry: “What if I buy a bad property?” It’s a valid concern and it’s understandable to feel overwhelmed. Real estate investing can feel like placing a massive bet at a … Read more
